HelpMeBuildCreditNow.com proudly announces the launch of their new internet site and forum. The http://www.HelpMeBuildCreditNow.Com site is devoted to helping individuals fix and build their credit by using the tools provided for Do It Yourself Credit Repair consumers or by those looking to employ a professional credit repairing company.
Over time, Congress has passed several laws to protect an individual’s consumer rights. The most recognized is the Fair Credit Reporting Act. The object of this Act is to assure accuracy and fairness of credit reporting. Consumer Reporting Agencies were given the task of assembling and evaluating consumer credit and other info on consumers. This is to be done with fairness, impartiality and respect for the consumer’s right to privacy.
Each year credit agencies, creditors and collection companies are sued due to inaccuraciess found on credit reports. While winning a legal action may be satisfying and will, at long last, correct the record, the defamatory info remains on a person’s credit report throughout the entire proceeding. With the recession, many people have lost job opportunities based in part, by what is on their credit file. Is this really what Congress was thinking of when they passed the Fair Credit Reporting Act?
The original forum thread deals with the subject why are the penalties for consumers harsher than those of criminals? A murderer is considered innocent until proved guilty however a credit consumer is assumed guilty without one shred of evidence or any input at all from the accused. Derogatory info will stay on a person’s credit file for seven to ten years but the maximum sentence for tax evasion is five years. Congress should really be embarrassed.
The forum is actively looking for individuals that have had their lives noticeably changed by prejudicial information found on their credit file. It is also a channel for individuals who would like to share their experience and / or share guidelines to disputing prejudicial information found on their credit reports.
Do It Yourself Credit Repair is the place to go to find info regarding how to fix and reconstruct credit. For the DIY Credit Repair crowd you’ll find dispute templates, guides, software, access to free credit scores, credit cards for bad credit and much more. For those looking for help, the names and reviews of credible credit repair companies are readily given. Please stop by the http://www.HelpMeBuildCreditNow.com/Forum-2 to share your credit repair experiences or to provide useful tips for others to utilize.